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View Room Comments for Friday, Dec. 27 2013

Friday, December 27, 2013   by: The View RoomWelcome to the SooToday.com View Room. This editorial feature is for you to post comments. To comment on a specific news story please post your comment directly under the news story.
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Note: Comments that appear on the site are not the opinion of SooToday.com. Keep discussions civil and on topic. Refrain from obscenity and don't post anything that your grandmother would be ashamed to read. Those who do not abide by these guidelines will have their membership revoked without notice. If you see an abusive post, please click the link beside the post to report it.
Mark Brown 12/27/2013 6:15:33 AM Report

Merry Christmas Vroomers,

Please stop assuming that elderly people are incapable of switching to electronic this, or community that... these people have dealt successfully with more changes than most of us will ever even encounter.

Some people LIKE their government ISSUED cheques because they get them a few days before the direct depositors and can sell their chequest to the money stores and get shopping before the lineups begin.

We all pay good money for our governments to issue cheques... the money we pay is called taxes.

If the Harper government wants to force direct deposit on everybody then banking should be part of the government's operations... I'm thinking every citizen gets a chip enabled debit card that the government can stuff with government ISSUED money in order to ensure that NOBODY pays a single red cent TO SOME FOR-PROFIT BANK to have access to their government ISSUED money.

We have the technology!!!

Of Course the government will have to enact a law that ensures that the for-profit banks can't charge us a fee for using our government debit cards... those money grubbing banks always have their hands in our pockets.

There is no reason the Harper government should be subsidizing the operations of the banks by requiring direct deposit.

Government Debit Cards and Laws will keep access to all our government ISSUED money cost free.

Sincerely and Respectfully,
Mark Brown
Zing 12/27/2013 7:17:58 AM Report

You WON'T get my backing on YOUR thinking Mark.
Grump 12/27/2013 7:38:15 AM Report

Good idea Mark but this government is so incompetent that it would be a total screw up from the get go. Hope you have had a good holiday season.
Retreaded 12/27/2013 7:38:28 AM Report

I like the convenience of direct deposit. It is working quite well for me as my 2 seniors cheques always arrive on time directly into my bank account. In fact the December cheques are always deposited just before Christmas instead of the usual end of the month. What is so wrong with direct deposit?
David Poluck 12/27/2013 7:56:53 AM Report

A good Friday morning everyone!
Hope everybody had a wonderful Christmas and a restful boxing day/civic holiday!
Contrary to the uninformed news cast on CTV last night which tried to make it look as if city hall was stamping on the rights of retailers??? Makes me seriously question their credibility to report the facts.
Totally missed the fact that this is the only city in Canada that actually VOTED for a civic holiday on Dec 26th.
64% of all those that voted supported this holiday. Suppression of retailers rights?? Far from it.Democratic process in action.
Sudbury is following us this coming election to take an official plebiscite to what the populous wants for their community.







Grump 12/27/2013 8:00:40 AM Report

Retreaded I don't think it's so much what is being done but how it is being done. These changes are being rammed down the taxpayer's throats with no discussion.
Just Curious 12/27/2013 8:00:42 AM Report

I don't find anything wrong with direct deposit, actually prefer it as nothing stops it from getting there. By the way, I believe only Northern Credit Union charges seniors a service charge after 65. I switched banks a long time ago because of that. Anyway, if you live in virtually any new subdivision in Canada you've been walking to get your mail for a long time, don't see any big deal about it..)
Retreaded 12/27/2013 8:04:24 AM Report

WHY do we not let retailers decide when they want to open ? If they do not make money or have a hard time attracting employees for holidays...they will not open.Why should councillors decide for retailers when they can open? Lets get with the times.
Grump 12/27/2013 8:06:16 AM Report

David I for one agree with the store closings for holidays. That said I'm not a store retailer watching all that holiday spending cross the bridge. It's a win/lose or a lose/win situation.
Mark Brown 12/27/2013 8:06:58 AM Report

Thanks Grump, it' been a fun, wonderful and restful Christmas around the Brown household. I hope your Christmas has been a good one too.

@Retreaded, excellent point about direct deposit working well for some or even most people, but if Harper is going to subsidize the banks by forcing EVERYBODY to get a bank account to facilitate nationwide direct deposit of government ISSUED monies then he should be prepared to pass some additional laws to make those government ISSUED monies cost free.

Why should Harper force people to pay some bank a fee to cash government ISSUED money?

That's just wrong IMHO.

Sincerely and Respectfully,
Mark Brown
Mark Brown 12/27/2013 8:21:24 AM Report

@Retreaded, your question assumes that 24/7/365 opportunities for retailers to operate is something that we already have.

We don't.

As you know there are already many days throughout the year when retailers must close so the real question becomes: "Should Boxing Day be a day when retailers are forced to close?", and according to most Saulites the answer is yes, retailers should be forced to close on Boxing Day.

S&R, MB
Retreaded 12/27/2013 8:26:42 AM Report

Mark...border cities like SSM should allow retailers to set their own hours in order to compete with cross border retailers. Our retailers pay big taxes and have many overhead expenses. They do not need a group of councillors telling them when to open and close. LET THE MARKET DECIDE.
David Poluck 12/27/2013 8:52:14 AM Report

Cross boarder shopping happens.
If our stores are open or if our stores are closed people will cross boarder shop!
It's a reality.
Being physically closed for one day doesn't make or break anyone! I've been at it for 28 years.
Something new!
They invented this thing called the internet.
It's pretty cool!

Were you aware that if my store is closed you can shop my E store..it's open 24-7 totally self serve.
So is Walmart,Future Shop, Target, Sears etc etc...everybody is doing it.

Retread..the market did decide and followed the Municipal Act in order to do it right.
I voted..did you?
flyhawk25 12/27/2013 8:52:21 AM Report

The Boxing Day issue is a fait accompli.In the bigger scheme of things think just how silly all this is.
If our society is so caught up in consuming stuff 24/7 we are on a downward spiral of our own making.
Now the next step would be to make using cell phones in larger groups socially unacceptable.
We seem to have a need to be 'plugged in' 24/7 and forget how to be human.
Our need to tweet and shop is an indicator of how messed up we have become.
Wisenheimer 12/27/2013 8:52:41 AM Report

"Cultural mosaics" are wonderful, as long as they don't include "blood feuds" that blow airliners out of the sky, and nutty gender issues that put women in canals in submerged cars. Other than that go for it.
Mark Brown 12/27/2013 8:59:48 AM Report

@Retreaded, the councillors did not tell the retail OWNERS to close on Boxing Day, the citizens did.

If local retail OWNERS want to open on Christmas Day, or whatever day then I would recommend they develop compelling local websites.

We have the technology!!!

S&R,
MB
Wild Turkey 12/27/2013 9:46:25 AM Report

@retread---We lost Remembrance Day and Civic Holiday, and for a while, Boxing day.The Prov. Liberals gave us Heritage Day in Feb,(the slowest retail day of the year.)So ,here in "The Soo". we are basically even .If you re-instate Boxing Day, We will be down two Holidays.Government workers, and Union Workers neverlost anything.Do you think this is fair, and Democratic?
Spellchecker 12/27/2013 9:51:43 AM Report

Oldie Goldie, when you post a 9:16 AM entry to the previous day's archive not many people are going to see it.
Just Curious 12/27/2013 10:13:33 AM Report

Don't know who some of you folks are banking with but the only time I pay a service charge is if I draw funds from a bank other than my own. And you need a bank account now just to cash a check so what's the difference. As for having to learn how to use a computer, I finally learned to turn one on about the time I turned 65 and don't know how I ever got along without it now. I get all paperless bills and pay all accounts on line except my rent, and that comes out of an ATM...:).
DutchTouch 12/27/2013 10:16:04 AM Report

Flyhawk, you hit the nail on the head.
All this talk about commercialism and consumerism is driving me insane.
Doesn't anyone but us want some freedom from all the "noise"?
flyhawk25 12/27/2013 10:24:40 AM Report

DT...I am proudly the last of my group without a smart phone.
I certainly can afford one with all the toys but choose not to go into that world.
I still actually write cards and notes. What a concept.
I know I'm fighting a losing battle in some eyes but that is my choice.
Call me a Luddite but I will go my credit union today and get my paper calendar for 2014 for this desk.
I am retired and free.
right wing 12/27/2013 10:26:21 AM Report

Just Curious

Good for you for learning instead of trying to resist change.
I was also wondering the same thing about the bank charges.
My banking is free from charges as long as I am doing business with them.
Some of the same folks that are bitching about not being able to walk to a corner box to get their junk mail are resisting learning something that is relatively simple and allows them to do pretty much everything at their kitchen table.
Go figure.
right wing 12/27/2013 10:27:56 AM Report

flyhawk25

The smart phone you can take or leave but I see you use a computer with ease.
realitycheck 12/27/2013 10:41:14 AM Report

"The Boxing Day issue is a fait accompli.In the bigger scheme of things think just how silly all this is.
If our society is so caught up in consuming stuff 24/7 we are on a downward spiral of our own making."

flyhawk:
There is nothing to say it is a fait accompli permanently. At one time retailers were not allowed to open on Boxing Day by provincial decree, then the province allowed municipalities to decide for themselves and even the Sault allowed this to happen. Then they weren't here after our referendum. There is nothing to say a new council may make the change back to allowing retailers to open. The Sault and Sudbury are the only two major centres that force stores to close. So I think you are overstating when you talk about a downward spiral of our own making.
In regard to those who refer to the referendum, it should be noted council took out the part in the proposed question about whether retailers should be allowed to open, just asking whether a person was in favour of retail establishments opening. The issue of choice for the retailer disappeared, intentionally or otherwise.
Wicket 12/27/2013 10:42:03 AM Report

Flyhawk, I am with you on the phone issue. I have the where-withal to be (and am) technically savvy, I like my space and the choice of having no one invade it via constant beeps, rings and notifications on everthing anyone has to say. I can't imagine being out for dinner, shopping, or visiting and being so rude as to just start texting or talking on a cell phone. To me, it is the equivalent of a slap across the face - the message being received by me is that "you are not important enough to me for me to give you my undivided attention, so my phone which is always in my hand has become my security blanket and my lifeline"
Ah, could go on with more comments, but why, it is the present and the future, until everything collapses and I, for one, will not live long enough to see it.
mallet 12/27/2013 10:57:20 AM Report


Flyhawk..

I had a cell phone once, in the old days when you had to have a contract, made so few calls on it we just gave up using it, my cheapness said why pay for something you don't use, plus there is no distraction to pick it up whilst driving now it is against the law, and I have no need to be "in touch" 24 hours a day, or be disturbed while doing some gardening and put muck all over it again..
David Poluck 12/27/2013 11:14:43 AM Report

Reality.. there was an appeal of the original question. The modified ballot question came from Judge Christie and complied to the provincial legislation guidelines of clear, concise and neutral.

Mark Brown 12/27/2013 11:19:17 AM Report

@Dutch Touch and right wing, where can I get one of these fee-free bank accounts?

S&R,
MB
Wild Turkey 12/27/2013 11:36:45 AM Report

@Mark Brown---my bank account is sort of fee free.I had to make a small investment with the bank in the form of a G.I.C., or tax free savings account.It's money in the bank, and as long as I keep it invested, there are no bank fees.All you have to do is ask, as, like the phone companys, they are all competing for YOUR business.
DutchTouch 12/27/2013 11:41:54 AM Report

Mark Brown, although I live outside of the city I enjoy reading your posts.
As far as banking: to pay or not to pay, that is the question. At my local Northern Credit Union I pay a $4 a month service charge for seniors which includes all my transactions.
I know all the staff by name and they are almost like family. I know I'll never get rich from them but I can live with that.
Our pensions are always on time and I have no complaints.
flyhawk25 12/27/2013 11:45:51 AM Report

A few years ago I took my son on a bit of a celebration tour for his successful school year.
In Traverse City we ate at Trattoria Stella and we both still remember what was printed at the bottom of the menu:'To our guests with call phones.The person you are dining with is far more important than whoever calls you. Trust us on this.'
Loved it.
steelworker 12/27/2013 12:51:59 PM Report

Nothing classier than being at a funeral and some clown is texting on his/her phone during the sermon.
Grump 12/27/2013 1:04:11 PM Report

Well everyone I partially agree with all of you on cell phones. My clients need to be able to get in touch with me. That said it doesn't have to be 24/7. When I'm out for dinner or in a meeting I shut it off. They can leave a message and live without contact for an hour or two.
Grump 12/27/2013 1:05:40 PM Report

You are right Steely and you shouldn't do it. LMAO.
Oldie Goldie 12/27/2013 1:11:51 PM Report

Steelworker---I have seen and heard that happen---as you say " Real Classy "

And don't forget a Cell phone going off during the solemn part of a Wedding too.
Even after the Minister in charge asks for Cell phones to be turned off before the Ceremonies start.
Oldie Goldie 12/27/2013 1:18:50 PM Report

Just this morning I was coming out of Metro on Northern Ave. with a load of groceries and walking in the crossing lane when a young fellow with a huge truck slammed on his brakes to avoid hitting me. When I looked at him he was on his Cell phone and didn't see me.

I motioned to him with a Cell Phone signal with one hand and he gave me the finger.

Now that took real class too.

I could have reported his Plate # to the Police but this is a time for Love and Joy even when he showed none.
bounder 12/27/2013 1:28:01 PM Report

Defence Dept. Spends $14.000.000. on a Super Hero poll, I could have done all the answers with a question of my own. Are you just plain f*&&^&&&^ stupid.
Grump 12/27/2013 1:40:39 PM Report

Well Bounder with an incompetent like Harper and a moron like McKay what more could we expect. Super Heroes my a**.
flyhawk25 12/27/2013 1:44:46 PM Report

I have to ask.
Did Rob Ford win?
Girlie128 12/27/2013 2:03:27 PM Report

Mr Mark Brown...
I always read your posts. While I don't always agree with you, I admire and respect your passion about getting your thoughts "out there".

I strongly agree with your comments about the banks. Should Mr Harper make it mandatory to have gov't issued cheques directly deposited, then this should be a free service and can be created and maintained without subsidy from the gov't.

Canadians would be pretty foolish to allow the gov't to be in the banking business, even to assist them financially to ensure that the public receive their pension funds. History has shown us what governments do with public money. We have to look no further than employment insurance, old age pension and Canada pension.

I believe that the banks can certainly afford, and should guaranty that every person in receipt of government funds (ANY government funds...welfare included)has access to those funds free of charge.

I think it would by far more economical to subsidize a senior, or a single mom than CEOs of big banks.

Thanks for this very provocative post, Mark Brown.



steelworker 12/27/2013 2:44:35 PM Report

Sorry Grump but it wasn't me it was a senior citizen(you would probably know the simpleton cause you run in geriatric packs). A local well-known contractor with the class of a true moron. He got several annoyed looks from his peers but didn't appear to give a "furry rats' butt".
redranger 12/27/2013 3:00:50 PM Report

For what it is worth.
I have worked with computers for 30+ years. I have a Desktop PC, 2 laptops and 2 tablets plus numerous e-readers.
I do not and will not own a cell phone for all the reasons enumerated by Fly et al. If a student's cell phone rings during my class, he/she is asked to leave for the remainder of that class. If a student is found to have a cell phone during a test or exam, he/she receives 0 as a mark. The students are warned verbally and in writing at the beginning of the course so they know the rules. Of course there are reasonable exceptions. A person expecting an important call which may arrive during a test/exam, leaves the phone at the front with me. I am truly a dinosaur but will not bend on this issue.
bounder 12/27/2013 3:14:26 PM Report

I meant $14,000. in a previous post , anyways it's still stupid.
mallet 12/27/2013 3:23:22 PM Report


Red Ranger...

Good for you, but didn't a teacher get expelled (sacked) for giving Zero for exams/homework that was not done/handed in? seems a while ago now, but memory does play tricks. As far as banking and paying bills is concerned I have the majority on standing orders with my bank, like hydro,insurance etc, but actual bills I like to pay direct to the company, and if not local then by cheque. I would hate to make a mistake and not be able to prove I had paid, or paid to the wrong Email address, see Target Stores!!! Sometimes when you are looking for something on line the addresses are not for the company you are looking for but have the same type of looking address, been caught once like that, won't get caught again...
Grump 12/27/2013 3:49:32 PM Report

Steely, not bad, not bad at all. lol
Oldie Goldie 12/27/2013 4:40:36 PM Report

Spellchecker---sorry I posted in Thurs. postings

Here it is again for Fri.

Big Brother will tell you what is best for you--Typical Conservative style--They save the money by using Direct Deposit and you pay the Service Fee to withdraw it.
steelworker 12/27/2013 4:46:15 PM Report

Redranger:you can't be handing out zeros as a grade;you might give someones' little darling hurt feelings or some other b.s. complex. Some of my best teachers at Bawating would throw a book (if you were lucky) or even a desk (if you were not lucky)at you for misbehaving. The worst part was going home to explain to the parents why you had desk marks on your head. Hello Mr.Ghione and Mr. Dedman.
DutchTouch 12/27/2013 4:46:43 PM Report

Flyhawk, there are still a few of us "set in stone" Luddites around.
We like to balk at every new invention. LOL
By the time I get around to finally giving in to a certain gimmick, the rest of the world it seems has moved on and become addicted to the latest invention.
I take a certain amount of pride in being a non conformist.
e.g. my two oldest grandaughters have most of the latest gadgets and therefore their parents have no choice but to fall in line.
Too bad their grandparents can only be reached through email and good old land line.
I have a cell phone which is turned on only while I'm away from home.
DutchTouch 12/27/2013 4:50:57 PM Report

I should add that no one else has my cell phone number. It is meant to be only for emergencies. Just an added precaution while I'm travelling.
steelworker 12/27/2013 5:15:06 PM Report

If you want to screw up a teenager just put a dial telephone in place of your regular phone.
JWT 12/27/2013 5:16:10 PM Report

Good evening, folks...I've read with smiles, grins, head shakes and other kinds of body language the opinions expressed today about direct deposits, mail boxes, governments, etc. It's good stuff. Most of it I understand. Some of it I disagree with.

My point is that you all come across as responsible & caring citizens who, for the most part, are open-minded enough to recognize the validity of opinions that you disagree with, and supportive of the opinions you agree with. This shows me what a great society we belong to, and how fortunate we are to live in Canada.

Have a greet weekend, and a Happy New Year...
Just Curious 12/27/2013 5:17:06 PM Report

Oldie, don't know where you bank but if you are a senior and pay any kind of service charges you better switch 'cause somebodies screwing you...:)
Oldie Goldie 12/27/2013 5:29:00 PM Report

Right Wing and Just Curious---good for both of you to be able to do your Finances on line---but unless you are with the Community First Credit Union you will pay a fee for each transaction on line or off line.

I am 80 years old and have been doing all my Financial dealings on line for the last 10 years and Fee-Free with the Community First Credit Union---as many as 20 transactions a month.

But none of this makes it any easier for many Seniors who are Computer-Illiterate and who prefer to get their checks by mail which they have been doing for 30 or more years and don't want to pay Banking Fees.


Those same Seniors are, mostly, physically handicapped using Canes--Walkers or Wheel Chairs and will now have to get to a Community Mail Box to get their mail.

I ask both of you if you have ever tried to manouver a block or so in the Weather we have had lately with a Cane--A Walker or a Wheel Chair to get Mail that has been delivered to your door for the last 30 years ?

Sometimes on unplowed sidewalks and often having to cross the road because many roads are only sidewalk plowed on one side---To say nothing of getting to a frozen lock on your mail door.

I can get to a Community box--for now---my wife cannot and I don't know how much longer I will be able to do it.

It appears from your postings that you are only thinking of what either of you can do and others be damned. Why can't they learn like you did ?

I deal with many Seniors who are quite upset about what Canada Post is planning with their Mail and what the Feds are planning to do with their Checks.

All of this being done with no consultation with those who will be affected.

I have encountered several errors with my on-line accounts and I am sure both of you have too. I have been able to solve these problems for now as I am sure both of you have too. But what about those who don't quite know what to do when something goes wrong with the System !

Please try to put your thinking about these things with other people in mind and not just what you can do for yourselves !
flyhawk25 12/27/2013 6:01:55 PM Report

RR...bingo.
Seems to me that as teachers we have a bigger responsibility to teach kids about manners and discipline.
Reading your posting I could see no flaws in your thinking.
But I'll bet there is some kid and some parent who will challenge that and cause you to waste hours trying to not only educate the student but the parent.
Time for you to join the retired and not dither on things that have gotten out of hand.
steelworker 12/27/2013 6:36:37 PM Report

Nice to see A&E put Phil Robertson back in "Duck Dynasty". Looks like the PC crowd blew another one.
right wing 12/27/2013 6:49:16 PM Report

"Looks like the PC crowd blew another one."

Steelworker

Is that politically correct.

LMAO.
steelworker 12/27/2013 7:15:58 PM Report

Don't get them riled up. I might get kicked off my t.v. show.
right wing 12/27/2013 7:16:58 PM Report

To all the younger generation that use computers and phone apps like they are part of their human anatomy I say keep on trucking.
Some of the "older" generation criticize it like their parents did the motor car.
With computer assisted surgery, computer technology for pre-surgical planning, image guided surgery, surgical navigation and developing robotic surgery I say give it all ya got.
The CT, MRI, x-rays, ultrasound and a whole host of other wonderful technologies are with us due to your generation embracing it all.
I watch with awe as my ten year old niece uses computer, phone and tablet technology with the ease that I can use a toaster.
It is the way of their world and there is nothing, thank God, going to stop it.
flyhawk25 12/27/2013 7:24:12 PM Report

Figure that you'd take that stance.
But we don't let toasters dominate our lives.And if you've ever had to teach an aged family member to try to embrace technology you would be a bit more forgiving and open to balance in our lives.
You preach 'learning' but seem to be opposed to learning toleration and patience for everyone.
Why am I not surprised?
soowat 12/27/2013 7:53:38 PM Report

David Poluck...64% voted for closure The rest of us headed over the river. Personally spent a few hundred dollars --including a really nice watch for mamma.

Too bad your store was closed
Just Curious 12/27/2013 8:29:42 PM Report

Still can't agree with you ,Oldie. I deal with the bank of Montreal and pay for NOTHING.... And I repeat for the last time, the community boxes have been around for ages in new subdivisions and work well. Get over it, adjust and move on. You know before you start that the decision has already been made so live with it. By your own admission, you are 80 yrs old and have learned how to use a computer, so can others.. Sheesh..
Snobank 12/27/2013 8:53:57 PM Report

Good grief, did I have a brain transplant overnight? Today I've agreed with just about everything that rw said about our approach to technology. As well, although I have some sympathy for fly's luddite musings his is the voice of the fossil who hates change and believes the past was a golden era.

When I was a child in the 1940's my grandparents were always talking about the good old days when life was simpler and people were nicer and more considerate. It's a natural thing for the aged when struggling to cope with change.

I'm in my 8th decade, use computers, smart phones, g.p. s., tablets and notebooks to make my life easier and more entertaining.

I have to end this because my mother, in her 90's, wants to check her facebook page. That is not a joke by the way.

Happy New Year to rw and Happy Old Year to fly!
Snobank 12/27/2013 8:56:03 PM Report

I forgot to mention in my previous note that I've bank at the Bank of Montreal for years without fees. The only exception is money orders. All you have to be is 65 or older.
shakespeare 12/27/2013 9:32:27 PM Report

I bank with td and pay nothing at all for anything. Someone once suggested that I pay for a bank draft or for buying travellers' cheques. I told them that I pay for nothing in services and they have always agreed.
right wing 12/27/2013 9:42:54 PM Report

Your problem if that is what you got out of that fly.
...by the way, they make four slice toasters now.
right wing 12/27/2013 9:46:13 PM Report

Snobank

Don't worry you've had a great transplant!
Happy New Year to you.
Great that you have kept up with the "new world".
sweetc 12/27/2013 9:52:53 PM Report

if you think that Northern Credit Union is expensive with their $4.00 senior packages... maybe you should check out this article from the Globe that is saying for $8.00 - $22.00 per month and if you get it free you must have a hell of a lot of money there.
here is the link... check it out...
http://www.theglobeandmail.com/globe-investor/personal-finance/seniors-beware-the-age-of-no-cost-banking-might-be-ending/article4334603/


RBC ave even more
Save up to $336 each year with the features of this account(32)
You may also qualify for the MultiProduct Rebate on your monthly banking fee if you have other eligible products with RBC(^^)
With our Seniors Rebate, the monthly fee is $6.95 per month for eligible clients age 60 and over(1)

sweetc 12/27/2013 9:57:00 PM Report

and everyone demands on line services and atms and debit cards and so on and so on and so on. do you think these services are provided to the banks for free? think again what your little $10.00 per month allows you to do. You can go anywhere in the world and withdraw funds from your account. You don't have to carry cash or travellers cheques. Wake up in the middle of the night and rememberr that you didn't pay the hydro bill... just fire up the old computer and pay on line and e-mail the hydro company that it has been paid... voila... rest in peace the rest of the night.

There are lots and lots of services that are provided by financial institutions today that were never heard of even 30 years ago.. so again I ask you. Do you know what your $10 a month gets you???
gcubed 12/27/2013 10:14:24 PM Report

I have chequing accounts at the Royal Bank, Toronto Dominion, and the Bank of Montreal. I do not pay a cent in charges and haven't since I turned 60 about fourteen years ago. My wife's and my pension cheques are direct deposited to the Royal and the other accounts have minimal balances of about $25.00. I did have an account with Community First Credit Union, but I closed it when they charged me for using it. If someone is a senior citizen, they should speak to a representative of the bank they wish to deal with. The banks do not automatically eliminate charges. It must be requested, and you may have to prove your age.
sweetc 12/27/2013 10:30:50 PM Report

and I say that it is time that you "older people started paying your way......discounts this and discount that. you had the great interest rates in the 80s with the high investment rates and you made your fortunes...now you should be paying for the services that you demand... how about the bank not charge seniors for their accounts and then not provide them with an atm or point of sale. you want that service then you pay for it.
realitycheck 12/27/2013 10:43:11 PM Report

"Reality.. there was an appeal of the original question. The modified ballot question came from Judge Christie and complied to the provincial legislation guidelines of clear, concise and neutral."

David Poluck:
As I mentioned, the question approved for the referendum did not ask if retailers should be allowed to open. The approved question read: Are you in favour of retail establishments opening on Dec. 26? There is no doubt it was clear, concise and neutral. It just missed the central point of whether retailers should be free to decide for themselves whether to open or not.
Mark Brown 12/28/2013 12:04:54 AM Report

Hi all,

Sorry for the delayed response, but immediately after I got home from work I went out for dinner and just got home now... go leafs go!!!

Thanks Dutch Touch and girlie128 for the positive feedback wrt reading my posts. It was very generous of you to mention and I appreciate it very much.

And thanks also to the many people who posted about how to get fee-free and fee-reduced banking services... I can't wait to become a senior!!! Even though some of my customers say that I am already eligible to be a CASINiOr :)

Great discussions all!

For the record, I also feel it is rude and unnecessary to constantly be attending to your cell phone when you are out with somebody, or in somebody's home, or in a classroom, or in a test, or... and fortunately I'm seeing more people NOT answer their chirping/vibrating devices when it is inappropriate to do so :)

Have a great night all.

S&R,
MB
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